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Personal Loans

What is a personal loan?

A personal loan is an unsecured loan that can be repaid over a period of time decided by you and your lender.

Terms and eligibility differ from lender to lender and may include, without limitation, your credit value and state of residence.

What amount can be borrowed?

Typically, the amount that can be acquired with a personal loan ranges from $1,000 to $100,000.

Due to the high interest rates sometimes connected with these loans, they are best used for expenses that you intend to pay off quickly.

What information is needed?

You must provide some basic personal employment and banking information to be matched with prospective independent third party lenders.

Information includes name, address, telephone number, email address, social security number, bank account information, and employment information.

What are the minimum requirements?

Anyone US nationals aged above 18, must have a steady monthly income along with active bank account for loan transaction can get approved for the loan.

Please note, independent lenders have their own minimum requirements which must be met to be approved for a payday loan.

What is the APR?

The Annual Percentage Rate (“APR”) is the rate at which your loan accrues interest.

APRs provided by participating lenders are subject to change and could be higher or lower based upon the lenders criteria, your credit value, the borrowed amount, cost of the loan, term of the loan, repayment amounts, timing of payments and payoff.

IF I AM LATE ON A PAYMENT?

We are not a lender and do not have access to the terms of your loan.

Only your lender can provide you with information about your exact loan terms and their rates, charges, renewals and the suggestions of untimely payments.

personal loan disclosure
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